loan application resultsThursday September 14th, 2006 | categories: community capital of vermont, Kismet, kismet kitchen, Loan, loan application, the"news"
3:00 pm, on my knees kneeling before my family alter,
holding jade and repeating my mantra;
“I am birthing myself right now.
held by the loving arms of my family,
I am supported.”
I closed my eyes to concentrate on my goal-
prosperity, creativity, health, harmony, satisfaction.
I squeezed my eyes and sent whispers to my inevitable fate-
“I have room for success”,
I whispered, and just like that, the phone rang…(actually, BOTH of my phones rang..)
At first I was so overwhelmed; all of this time waiting and hoping for a yes or no- something simple and clear, something profoundly obvious, and yet what I got was so different.
“Congratulations”, Chris of Community Capital of Vermont said, but I wasn’t sure what I was celebrating.
When Alanna and I began creating Kismet, we were very clear about our lack of resources. Alanna and I both have two children each and very limited incomes. Alanna has been the sole provider for her children, and I have been a traveling student up until this last year. Neither of us have ever applied for a loan, nor do we own anything significant. We have minor savings and neither of us has had a full-time job (besides parenting) for many years. Yet we decided not to ask much of our families. This would be our own thing, OUR debt, OUR own risk.
So when Chris said that the committee is going to grant us $42,500 if we can get a co-signer to back 1/2 of it, I was excited (we were approved…well, sort of), then flooded with emotion.
I hung up the phone annoyed and frustrated,
this is exactly what I didn’t want, I wanted a yes or no…
In a fit of spontaneity and a sudden realization of my deepest truest desire to own a restaurant, I went immediately to the phone and dialed my parents. Something a rarely do, emergency or not.
Unexpectedly dad was home (strange..) answered, and as soon as I told him the “news” he offered to co-sign. “Send me the papers.” he said.
An hour passes.
An hour passes.
Get the laundry..
Go to the co-op.
Alanna calls (we agreed for me not to tell anyone until I told her- she was at a catering job), and I tell her the news…
Wow..its all starting to settle in…
we’re going to open a restaurant this year..
well in November, actually…